Ready for rates that elevate your savings?

Current Rates - Effective: July 1, 2020
 

Our Special Rates

account product Minimum balance interest rate Apy
12 month CD(a) $1,000 1.04%
1.04%
18 month IRA(a) $1,000 1.04%
1.04%

Money Market Account Rates

Account Product Minimum Opening Deposit Min. Bal. to obtain annual percentage yield interest rate APY
Silver Eagle Money Market Account(b) $50 No minimum
-
-
Daily balances of:




$0.00- $24,999.99
-
0.15% 0.15%

$25,000.00 - $49,999.99
-
0.25% 0.25%

$50,000.00 - $99,999.99
-
0.30% 0.30%

$100,000.00 - $249,999.99
-
0.47% 0.47%

$250,000.00 - $499,999.99
-
0.50% 0.50%

$500,000.00+ -
0.70% 0.70%
 

Certificate Rates

Account Product 
Minimum Opening Deposit 
Min. Bal. to obtain annual percentage yield
interest rate 
Annual Percentage Yield
182 day certificate(a) $1,000 $1,000
0.20%
0.20%
1 yr certificate(a) $1,000
$1,000
0.40%
0.40%
18 month certificate(a) $1,000
$1,000
0.45%
0.45%
2 yr certificate(a) $1,000
$1,000
0.55%
0.55%
3 yr certificate(a)
$1,000
$1,000
0.60% 0.60%
4 yr certificate(a)
$1,000
$1,000
0.70% 0.70%
5 year certificate(a)
$1,000
$1,000
0.75% 0.75%


IRAs

Account Product
Minimum Opening Deposit 
Min. Bal. to obtain APY
Interest Rate Apy
1 Year IRA(a) $1,000 0.40% 0.40%
18 Month IRA(a)
$100 $100
0.45% 0.45%
2 Year IRA(a)
$100 
$100
0.55% 0.55%
3 Year IRA(a)
$100 
$100
0.60% 0.60%
4 Year IRA(a)
$100 
$100
0.70% 0.70%
5 Year IRA(a) $100 
$100
0.75% 0.75%
(a) A penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily balance. The amount of the principal in the account each day.
(d) To earn higher rate on CD specials must maintain 2nd Wayne Bank account during term of CD.
 
Fees could reduce the earnings on the account. For current rate information call (888) 769-2963. Member FDIC
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