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Current Rates - Effective: May 26, 2021
Money Market Account Rates
| Account Product | Minimum Opening Deposit | Min. Bal. to obtain annual percentage yield | interest rate | APY |
|---|---|---|---|---|
| Silver Eagle Money Market Account(b) | $50 | No minimum |
- |
- |
| Daily balances of: | ||||
| $0.00- $24,999.99 |
- |
0.15% | 0.15% | |
| $25,000.00 - $49,999.99 |
- |
0.25% | 0.25% | |
| $50,000.00 - $99,999.99 |
- |
0.30% | 0.30% | |
| $100,000.00 - $249,999.99 |
- |
0.32% | 0.32% | |
| $250,000.00 - $499,999.99 |
- |
0.35% | 0.35% | |
| $500,000.00+ | - |
0.40% | 0.40% |
Certificate Rates
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain annual percentage yield |
interest rate |
Annual Percentage Yield |
|---|---|---|---|---|
| 182 day certificate(a) | $1,000 | $1,000 |
0.15% |
0.15% |
| 1 yr certificate(a) | $1,000 |
$1,000 |
0.30% |
0.30% |
| 18 month certificate(a) | $1,000 |
$1,000 |
0.35% |
0.35% |
| 2 yr certificate(a) | $1,000 |
$1,000 |
0.35% |
0.35% |
|
3 yr certificate(a)
|
$1,000 |
$1,000 |
0.45% | 0.45% |
|
4 yr certificate(a)
|
$1,000 |
$1,000 |
0.50% | 0.50% |
|
5 year certificate(a)
|
$1,000 |
$1,000 |
0.55% | 0.55% |
IRAs
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain APY |
Interest Rate | Apy |
|---|---|---|---|---|
| 1 Year IRA(a) | $1,000 | - | 0.30% | 0.30% |
| 18 Month IRA(a) |
$100 | $100 |
0.35% | 0.35% |
| 2 Year IRA(a) |
$100 |
$100 |
0.35% | 0.35% |
| 3 Year IRA(a) |
$100 |
$100 |
0.45% | 0.45% |
| 4 Year IRA(a) |
$100 |
$100 |
0.50% | 0.50% |
| 5 Year IRA(a) | $100 |
$100 |
0.55% | 0.55% |
(a) A penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily balance. The amount of the principal in the account each day.
(d) To earn higher rate on CD specials must maintain 2nd Wayne Bank account during term of CD.
Fees could reduce the earnings on the account. For current rate information call (888) 769-2963. Member FDIC
