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Current Rates - Effective: June 26, 2026
CD & IRA Specials
Account Product
|
Minimum Opening Deposit
|
Min. Bal. to obtain annual percentage yield
|
interest rate
|
Annual Percentage Yield
|
| *14 Month CD Special (*a, d) |
$1,000 |
$1,000
|
3.87%
|
3.91%
|
*Upon maturity of the initial term, CD will renew as a 12-month CD.
Money Market Account Rates
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain annual percentage yield |
interest rate |
APY |
| Silver Eagle Money Market Account(b) |
$50 |
No minimum
|
-
|
-
|
| Daily balances of: |
|
|
|
|
|
$0.00- $24,999.99
|
-
|
1.01% |
1.02% |
|
$25,000.00 - $49,999.99
|
-
|
1.05% |
1.05% |
|
$50,000.00 - $99,999.99
|
-
|
1.05% |
1.05% |
|
$100,000.00 - $249,999.99
|
-
|
2.00% |
2.02% |
|
$250,000.00 - $499,999.99
|
-
|
2.10% |
2.12% |
|
$500,000.00 - $999,999.99 |
-
|
2.55% |
2.58% |
|
$1,000,000+ |
- |
3.01% |
3.05% |
Certificate Rates
Account Product
|
Minimum Opening Deposit
|
Min. Bal. to obtain annual percentage yield
|
interest rate
|
Annual Percentage Yield
|
| 182 day certificate(a) |
$1,000 |
$1,000
|
2.80%
|
2.82%
|
| 9 month certificate(a) |
$1,000 |
$1,000 |
3.20% |
3.23% |
| 1 yr certificate(a) |
$1,000
|
$1,000
|
3.20%
|
3.23%
|
| 18 month certificate(a) |
$1,000
|
$1,000
|
3.25% |
3.28%
|
| 2 yr certificate(a) |
$1,000
|
$1,000
|
3.25% |
3.28%
|
|
|
$1,000
|
$1,000
|
3.25% |
3.28%
|
|
|
$1,000
|
$1,000
|
3.20% |
3.23% |
|
|
$1,000
|
$1,000
|
3.15% |
3.18% |
IRAs
Account Product
|
Minimum Opening Deposit
|
Min. Bal. to obtain APY
|
Interest Rate |
Apy |
| 1 Year IRA(a) |
$100 |
$100 |
3.20% |
3.23%
|
18 Month IRA(a)
|
$100 |
$100
|
3.25% |
3.28%
|
2 Year IRA(a)
|
$100
|
$100
|
3.25% |
3.28%
|
3 Year IRA(a)
|
$100
|
$100
|
3.25% |
3.28% |
4 Year IRA(a)
|
$100
|
$100
|
3.20% |
3.23% |
| 5 Year IRA(a) |
$100
|
$100
|
3.15% |
3.18% |
Checking Accounts
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain annual percentage yield |
interest rate |
APY |
| 50+ Interest Checking(b) |
$50 |
No minimum
|
0.07% |
0.07% |
|
|
|
|
|
| Premier Interest Checking(b) |
$50 |
No minimum |
|
|
| Daily balances of: |
|
|
|
|
|
$0.00- $1,499.99
|
-
|
0.07% |
0.07% |
|
$1,500.00 - $2,499.99
|
-
|
0.07% |
0.07% |
|
$2,500.00 - $9,999.99
|
-
|
0.10% |
0.10% |
|
$10,000.00 - $24,999.99
|
-
|
0.12% |
0.12% |
|
$25,000.00 - $49,999.99
|
-
|
0.20% |
0.20% |
|
$50,000.00+ |
-
|
0.25% |
0.25% |
Savings Accounts
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain annual percentage yield |
interest rate |
APY |
| Health Savings Account(b) |
$100 |
No minimum
|
-
|
-
|
| Daily balances of: |
|
|
|
|
|
$0.00- $499.99
|
-
|
0.07% |
0.07% |
|
$500.00 - $2,499.99
|
-
|
0.10% |
0.10% |
|
$2,500.00+
|
-
|
0.15% |
0.15% |
|
|
|
|
|
| Regular and Youth Savings(b) |
$50 |
No minimum
|
-
|
-
|
| Daily balances of: |
|
|
|
|
|
$0.00- $499.99
|
-
|
0.07% |
0.07% |
|
$500.00 - $9,999.99
|
-
|
0.07% |
0.07% |
|
$10,000.00 - $24,999.99
|
-
|
0.15% |
0.15% |
|
$25,000.00 - $49,999.99
|
-
|
0.20% |
0.20% |
|
$50,000.00+
|
-
|
0.25% |
0.25% |
Business Interest Checking
| Account Product |
Minimum Opening Deposit |
Min. Bal. to obtain annual percentage yield |
interest rate |
APY |
| Business Interest Checking(b) |
$50 |
No minimum
|
-
|
-
|
| Daily balances of: |
|
|
|
|
|
$0.00- $499.99
|
-
|
0.00% |
0.00% |
|
$500.00+
|
-
|
0.07% |
0.07% |
(a) A penalty may be imposed for early withdrawal. Interest compounds semiannually. You will have (10) calendar days after maturity to withdraw the funds without penalty.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily balance. The amount of the principal in the account each day.
(d) You must maintain an existing checking account or open a new checking account with a minimum opening deposit of $500.
Fees could reduce the earnings on the account. For current rate information call (888) 769-2963. Member FDIC
