Sometimes, our customers feel overwhelmed about picking the right saving option for their family and financial future. Thankfully, we give you many options for Money Market accounts, CDs and IRAs as a Wayne Bank customer. We understand this is a big decision. Our team of bankers will walk you through the process and make sure all your questions are answered before you make the big decision about investing and saving your hard-earned money.

Certificate of Deposit (CDs)

A safe way to earn a higher interest rate for money that can be invested for longer periods of time. A diverse assortment of CD accounts offering fixed rates for different terms are available. These CD options range from 182 days to 5 years. To open a CD, you must deposit a minimum of $1,000.00. 


Individual Retirement Accounts (IRAs)

A secure and convenient way to build a comfortable retirement fund while earning competitive interest rates. Offering both pre-tax dollar accounts (Traditional IRA) and after-tax dollar accounts (Roth IRA), our IRA Specialist can assist you in choosing the account to fit your needs.

Silver Eagle Money Market Account*

A money market account for higher balances with a competitive adjustable tiered interest rate. This account is perfect for keeping funds available for your use and earns a higher interest rate than traditional savings accounts. 

*By federal regulation you are allowed only 6 third-party withdrawal or transfer by check, ATM card or similar payable per month on a Savings account. Other fees may apply. However, you can make unlimited withdrawals or transfers via ATM., in person, by telephone or by mail. Minimum opening deposit of $50. Minimum daily balance of $500 to avoid fee. Fees may apply. See miscellaneous fees and charges schedule for details.

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