The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.

Wayne Bank is proud to achieve a "Satisfactory" CRA rating from the Federal Reserve Bank of Chicago in our most recent Performance Evaluation.

The information below is current as of April 1 of each year. Due to technical reasons, some documents are not compatible or may be difficult to view with screen readers. However, if you are interested in those documents, please contact us. We are happy to assist you.

2024 Community Reinvestment Act Notice (includes available products & services)

Public Comments received for the current year and the prior two calendar years as of April 1, 2024. Wayne Bank may, at its discretion, periodically update this to include public comments received after the annual April 1 update.

CRA Performance Evaluation

List of branch locations and hours of operation as of April 1, 2024.

List of branches opened or closed in:

  • 2022 - none
  • 2023 - none
  • January 1 through April 1 of 2024 - none
    (note: Richmond-Eastside branch was relocated from 4403 National Road E to its current address at 101 Garwood Road in Richmond, Indiana in January 2024.)

Assessment Areas

CRA Public File Requests - Wayne Bank can provide hard copies of the CRA Public File. Please note, we may charge a fee to cover copying and mailing expenses. Requests can be sent to

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