Business Loans | Wayne Bank

Meet Your Friends in Business Banking

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Kyle Clark

Richmond-Downtown

SVP, Chief Lending Officer

Phone: (765) 259-0493

Contact Kyle

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Ben Brock

Richmond-Downtown

VP, Commercial Loan Officer

Phone: (765) 259-0510

Contact Ben

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Justin Ratz

Richmond-Downtown

VP, Commercial Credit Manager

Phone: (765) 259-3981

Contact Justin

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Matt Hileman

Cambridge City

VP, Commercial Loan Officer

Phone: (765) 259-0213

Contact Matt

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At Wayne Bank, Your Business is Our Business.

We are known as, “the Small Business Professionals” because we are deeply committed to seeing local and small business flourish in our community. If you have a dream, idea, or plan for a business in your community, we are here to help you take that big next step. We have a variety of loan options for both small and large businesses. You can partner with us for any of the following business loan options:

Commercial Lines of Credit	Commercial Term Loan	Commercial Real Estate Loan
Do you need a loan option for a short-term investment or project? This loan type is ideal for you if you need short-term working capital, seasonal repayment options, or even equipment lines of credit to expand your business.	You can benefit from this type of loan if you need to make purchases for your business, invest in new machinery or vehicles, refinance, or gain permanent working capital. This option also gives you flexible terms – you can select from fixed or variable rate options too.	Are you looking to move or upgrade your business? If so, a commercial real estate loan can help you get the real estate you need to grow your business. This includes both commercial and residential investments. You can purchase or refinance a property with this loan type. This loan will help you rehab, remodel, or expand your building too. Flexible rates and terms make this a competitive option.

Agriculture Farm Loan	SBA and Program Loan	CURIOUS about the best option for you?
As a community bank, we love supporting our local farms and agriculture. You can purchase new machinery or equipment needed to grow your farm or ag business. This includes building or real estate financing options. We offer reasonable repayment options too.	If you are in the USDA Rural Business and Industry, this loan is a great fit for you. This offers 7a and 504 programs with options for working capital and equipment purchase. This loan type also covers real estate purchases and business start-up costs.	If you would like to learn more about the best business loan option for you, please contact us at 1-765-935-5222 or email us at commericalloan@waynebnk.com.

Paycheck Protection Program

Review the Frequently Asked Questions (FAQs) below for information about PPP loans.

PPP FAQs

Why Business Banking Customers Love Wayne Bank

Having a friend in business lending will help you grow your business and achieve your goals. Don't just take our word for it, though. Watch this short 60-second video to learn how Steve Funkhouser and Jason Blankenship are using Wayne Bank for this business banking needs and goals.

Ready to Get Started?

To expedite the process of applying for a business loan with Wayne Bank, please download and complete the following documents before our meeting.

Complete Personal PDF Financial Statement

Complete our business loan PDF application

Have more questions? If you are ready to invest in your dreams and get a quote for your loan options, contact any of our lenders above, call 1-765-935-5222 or email us at commercialloan@waynebnk.com .

*Please note that this form cannot be completed online or e-mailed. For security purposes, we request you print out the form and deliver it to Wayne Bank via mail, in-person, or fax (765) 935.3157. If you do deliver to any of our Wayne Bank locations, please specify that your document needs to be delivered internally to Kyle Clark, Ben Brock, Justin Ratz, or Matt Hileman.

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