Our Commitment to You
Protect Your Computer
Use Security Software That Updates Automatically
Treat Your Personal Information Like Cash
Check Out Companies to Find out Who You're Really Dealing With
Give Personal Information Over Encrypted Websites Only
Protect Your Passwords
- The longer the password, the tougher it is to crack. Use at least 10 characters; 12 is ideal for most home users.
- Mix letters, numbers, and special characters. Try to be unpredictable – don't use your name, birthdate, or common words.
- Don't use the same password for many accounts. If it's stolen from you – or from one of the companies with which you do business – it can be used to take over all your accounts.
- Don't share passwords on the phone, in texts or by email. Legitimate companies will not send you messages asking for your password. If you get such a message, it's probably a scam.
- Keep your passwords in a secure place, out of plain sight.
Backup Your Files
What is Phishing?
How to Practice Safe Computing
- Be suspicious of any e-Mail with urgent requests for personal financial information.
- Be careful of e-Mails that are not personalized and/or may contain spelling errors and/or awkward syntax and phrasing.
- Be careful of personalized eMails that ask for personal financial information.
- Do not use links in an e-Mail to get to any Web page. Instead, log onto the Web site directly by typing in the Web address in your browser.
- Do not complete forms in e-Mail messages that ask for personal financial information.
- Only communicate information, such as credit cards numbers or account information, via a secure Web site or the telephone. Do not send personal information via e-Mail!
- Regularly log on to your online accounts and check your bank, credit and debit card statements to ensure that all transactions are legitimate.
- Ensure that your browser is up to date and security patches applied.
- Use online statements to reduce the volume of paper mailed.
- Keep all personal devices such as laptops, cell phones and PDA's secured at all times. Do not leave these devices unattended in public areas.
How to put a Fraud Alert on Your Credit Report
Visit Annual Credit Report for your free credit reports.
With some basic fraud precautions and some common sense you can prevent, or at least decrease your chances of becoming a victim.
If you feel your personal information has been stolen you should call the three major credit bureaus to place a fraud alert in your file.