Debit card holders enjoy coast to coast ATM access!

Unlike other banks that limit you to using their ATM’s to avoid a surcharge fee, Wayne Bank invites you to use any ATM anywhere in the U.S. (Visa®,Plus, Accel networks) and we will refund your surcharge fee. *See requirements and limitations below.

Here’s how it works:

  •  Use your Wayne Bank Visa® Debit card at any ATM.
  • If you are not using a Wayne Bank ATM you will still be charged a fee upon your withdrawal. When prompted, simply indicate that you agree to pay the fee, as you normally would. Your receipt will indicate the fee that you have been charged in addition to your cash withdrawal (normally the fee is $2.50 - $4.00 depending on the ATM you use)
  • For Premier Interest Checking, 50+ Checking, Easy Interest Checking and Free and Easy Checking the following applies:
  • The system will automatically review each ATM surcharge fee that you have been charged and refund the fee when incurred, up to $12 per month in fees to your account.
  • For Cash Rewards and Premium Interest Checking the following applies:
  • Once you have reached 10 signature based transactions in a month, our system will automatically review the fees you have been charged and refund up to $12.00 per month in fees to your account.
Please note that once your account has reached the above limits in a calendar month, any additional ATM fees for that month will not be refunded. As always, there is never a fee for using a Wayne Bank ATM.
It’s that simple and provides you with access to over 370,000 ATM’s from coast to coast (Ours + Theirs = YOURS). As long as you have a Wayne Bank Visa® Debit card you can begin using this great service!

It is our goal to provide the best and most convenient services to our customers as possible. We hope that you find this service to be beneficial. Please feel free to let us know if you have any questions.

*This program is not applicable to business or savings accounts.

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