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Current Rates

Current Rates - Effective March 1, 2017
Account Product Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Easy Interest Checkingb $50.00 No Minimum 0.05% 0.05%
50+ Interest Checkingb $50.00 No Minimum 0.05% 0.05%
Premium Interest Checkingb   No Minimum    
Daily balances of:        
  $0 - $1,499.99   0.05% 0.05%
  $1,500 - $2,499.99   0.10% .010%
  $2,500.00 - $9,999.99   0.12% 0.12%
  $10,000.00 - $24,999.99   0.15% 0.15%
  $25,000.00 - $49,999.99   0.20% 0.20%
  $50,000+   0.25% 0.25%
         
Health Savings Accountb $100.00 No Minimum    
Daily Balances of:        
  $0.00 - 499.00   0.05% 0.05%
  $500.00 - 2499.99   0.10% 0.10%
  $2,500.00 +   0.15% 0.15%
Business Interest Checking $50.00 $500.00 0.05% 0.05%
Savings and Youth Savingsb $50 No Minimum    
Daily Balances of:        
  $0 - $499.99   0.05% 0.05%
  $500 - $9,999.99   0.07% 0.07%
  $10,000.00 - $24,999.99   0.10% 0.10%
  $25,000.00 - $49,999.99   0.15% .015%
  $50,000.00+   0.20% 0.20%
Christmas Clubb $25.00 No Minimum 0.05% 0.05%
Silver Eagleb $50 No minimum    
Daily Balances of:        
  $0.00- $24,999.99   0.10% 0.10%
  $25,000.00 - $49,999.99   0.17% 0.17%
  $50,000.00 - $99,999.99   0.20% 0.20%
  $100,000.00 - $249,999.99   0.35% 0.35%
  $250,000.00 - $499,999.99   0.40% 0.40%
  $500,000.00+   0.50% 0.50%
         
182 Day Certificatea $1,000.00 $1,000.00 0.05% 0.05%
1 Year Certificatea $1,000.00 $1,000.00 0.10% 0.10%
18 Month Certificatea $1,000.00 $1,000.00 0.15% 0.15%
2 Year Certificatea $1,000.00 $1,000.00 0.20% 0.20%
3 Year Certificatea $1,000.00 $1,000.00 0.35% 0.35%
4 Year Certificatea $1,000.00 $1,000.00 0.45% 0.45%
5 Year Certificatea $1,000.00 $1,000.00 0.55% 0.55%
         
1 Year IRAa $100.00 $100.00 0.10% 0.10%
18 Month IRAa $100.00 $100.00 0.15% 0.15%
2 Year IRAa $100.00 $100.00 0.20% 0.20%
3 Year IRAa $100.00 $100.00 0.35% 0.35%
4 Year IRAa $100.00 $100.00 0.45% 0.45%
5 Year IRAa $100.00 $100.00 0.55% 0.55%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) To earn higher rate on CD specials must maintain 2nd Wayne Bank account during term of CD.

Fees could reduce the earnings on the account.
For current rate information call (888) 769-2963.

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