Mobile Banking Disclaimer

This is an addendum to the Terms and Conditions for Online Banking Agreement and sets forth the additional terms and conditions for use of Mobile Banking.

I. ACCEPTANCE.

A. Accepting this Addendum.

By clicking "I Accept" when you enroll in Mobile Banking, you agree to the terms and conditions of this Addendum. Additionally, by using Mobile Banking you also agree to the terms and conditions of this Addendum.

B. Description of Services.

Mobile Banking is a service that allows you to access account information using compatible and supported wireless devices. We reserve the right to modify the scope of Mobile Banking at any time. You agree and understand that Mobile Banking may not be accessible or may have limited utility over some mobile networks, such as while roaming.

C. Relationship to Other Agreements and Fees.

You agree that when you use Mobile Banking, you will remain subject to the terms and conditions of all your agreements with us, our affiliates, and/or any unaffiliated service providers, including, but not limited to, your mobile service provider (e.g., Verizon, T-Mobile, etc.). You understand that those agreements may include fees, limitations and restrictions which may impact your use of Mobile Banking. Your mobile provider may impose data usage or text message charges for your interaction with Mobile Banking, and you agree to pay all such fees.

II. CHANGES OR CANCELLATION

You may cancel your participation in Mobile Banking by texting STOP to 469-228 or calling us at 888-769-2963. We reserve the right to change or cancel Mobile Banking at any time.