Wayne Bank and Trust Co. offers a wide variety of lending products to fit your banking needs, whether it is an installment loan, mortgage loan, home equity loan or a business loan. If you have any questions, you can speak directly to a Wayne Bank and Trust Co. representative and not a recording. Click here to contact a Wayne Bank and Trust Co. customer service representative and get more information .
If it's a new car, a new kitchen appliance, debt consolidation or that long awaited vacation, Wayne Bank and Trust Co. has a wide variety of loans to fit your borrowing needs:
- Auto Loans
- Boat Loans
- RV Loans
- Home Equity Loans
- Home Improvement Loans
- Personal Loans
Contact a Wayne Bank and Trust Co. Loan Representative for more info concerning our Installment Loans.
Whether you are interested in the purchase of a new home, refinancing your current home or maybe you are looking to buy your first home, Wayne Bank and Trust Co. offers a wide variety of mortgage products to fit your borrowing needs. Best of all, we do not sell our loan servicing - so we are always right here to assist you with your questions, your payments or your concerns.
- Fixed Rate Loans
- Adjustable Rate Loans
- My Community Mortgage Program
- Construction Loans
- Rural Housing Loans (For more information visit: http://eligibility.sc.egov.usda.gov)
Contact one of our Mortgage Loan professionals for additional information.
Home Equity Lines of Credit (HELOC)
Home Equity Lines of Credit can be used for a new car, home improvement, paying off those high interest rate credit cards, college tuition or any unforeseen emergency. With a Wayne Bank and Trust Co. Home Equity Line of Credit you are in control, you decide when and for what you use the money and it's easy to do, you just write one of your Home Equity Line of Credit checks or use a debit card associated with the account. Home Equity Lines of Credit have several advantages:
- Lower interest rates
- Lower monthly payments
- Money available when you need it
- Interest may be tax deductible*
Contact a Wayne Bank and Trust Co. loan representative for more information concerning our Home Equity Lines of Credit.
*Consult your tax advisor