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|To report a debit card lost/stolen after business hours please call 800-554-8969. If international call collect, 614-564-5101.|
|To report a credit card lost/stolen after business hours please call 800-423-7503. If International call collect, 727-570-4899.|
Wayne Bank is pleased to introduce CardValet®, a mobile card management application that helps reduce account fraud by allowing cardholders to monitor accounts with their smartphone and control how, when and where their debit card is used. Learn more at CardValet®.com or watch the video tutorial.
CardValet was developed in partnership with Fiserv and is available in the Apple® App Store or Google® Play. Once CardValet is set up, cardholders have the ability to “turn off” their card when not in use, establish transaction spending limits and decline a transaction when the amount exceeds a predefined threshold.
Real-time smartphone alerts can be customized based on the types of information each cardholder would like to receive. For example, a cardholder can set up an alert to be notified when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but has been declined based on the parameters established.
CardValet offers cardholders the capability of linking additional accounts to better monitor dependent spending. So, by using the GPS system in their smart phone, geographic use restrictions can be established for college students along with restrictions on merchant type and spending limits.
CardValet is also ideal for small businesses. All transactions can be monitored or controlled for specific merchant categories, such as travel, restaurants or entertainment, and can be denied or reported for types of merchants deemed not business related.
Enhanced Security for your Debit and Credit Cards
Wayne Bank offers Debit and Credit cards with chip technology. The embedded computer chip provides more security and wider international acceptance.
These cards are already in wide use around the world and are now becoming the standard in the U.S.A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.
Visit Visa's new website www.visasecuritysense.com for tips on protecting your information.
Nothing will totally prevent you from being a victim of Debit/Credit Card fraud. The number of consumers falling victim to fraud increases every day. However, you can lessen your risk of fraud by following some simple steps.
Visit www.annualcreditreport.com for your free credit reports.
With some basic fraud precautions and some common sense you can prevent, or at least decrease your chances of becoming a victim.
If you feel your personal information has been stolen you should call the three major credit bureaus to place a fraud alert in your file.
Equifax - 1-877-576-5734
Experian - 1-888-397-3742
Transunion - 1-800-680-7289