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As a Wayne Bank Visa® Debit/ATM card holder you will enjoy the convenience of access to over 370,000 ATM’s from coast to coast! Unlike other banks that limit you to using their ATM’s to avoid a surcharge fee, Wayne Bank invites you to use any ATM anywhere in the U.S. (Visa®,Plus, Accel networks) and we will refund your surcharge fee. *Some restrictions apply
A Visa® Debit card is a type of debit card that looks like a credit card, but acts like a check because the purchase amount is deducted from your checking account. With your Visa Debit card you can make purchases with your card anywhere Visa® is accepted.
Since Visa® Debit card purchases are automatically deducted from your account, there's no interest for you to pay. Your monthly statement will provide you with a record of all of your transactions.
Unlike a Visa® credit card, your Visa® debit card may also be used to withdraw cash from your accounts. This can be done using your personal identification number (PIN) to request cash back when making a purchase. You can also use your check card to withdraw cash from ATM's.
Yes. When you receive your card there will be an 800 number listed on a label attached to the card. You will call to activate your card and create your PIN. Please note, Wayne Bank does not have access to your PIN number, thus, it is vital that you remember your PIN number or keep it written in a safe place. If you forget your PIN or want to change your existing PIN you can call the 800 number to create a new PIN at anytime.
Using your Visa® Debit card for purchases is actually safer than using cash or checks. Visa® offers cardholders Zero Liability in cases of card fraud, theft or unauthorized purchases when used in signature based transactions. Additionally, when cardholders sign for purchases they are covered by dispute resolution protection in case there is something wrong with a purchase—something cash or checks can't offer. Click here to learn about our new Chip Cards.
Click here for tips on Preventing Debit/Credit Card FraudTo report a debit card lost/stolen after business hours please call (800) 554-8969
If international, call collect, (614) 564-5101