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Debit / ATM Cards

If you have a Wayne Bank checking account, be sure to take advantage of the convenience of our Visa® Debit card.


To report a debit card lost/stolen after business hours please call (800) 554-8969
If international, call collect, (614) 564-5101


Introducing CardValet® - Our Debit Card Management and Fraud Mitigation App

Wayne Bank is pleased to introduce CardValet®, a mobile card management application that helps reduce account fraud by allowing cardholders to monitor accounts with their smartphone and control how, when and where their debit card is used.  Learn more at CardValet®.com or watch the video tutorial.

CardValet is available in the Apple® App Store or Google® Play. Once CardValet is set up, cardholders have the ability to “turn off” their card when not in use, establish transaction spending limits and decline a transaction when the amount exceeds a predefined threshold.

Real-time smartphone alerts can be customized based on the types of information each cardholder would like to receive. For example, a cardholder can set up an alert to be notified when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but has been declined based on the parameters established.

CardValet offers cardholders the capability of linking additional accounts to better monitor dependent spending. So, by using the GPS system in their smart phone, geographic use restrictions can be established for college students along with restrictions on merchant type and spending limits.

CardValet is also ideal for small businesses. All transactions can be monitored or controlled for specific merchant categories, such as travel, restaurants or entertainment, and can be denied or reported for types of merchants deemed not business related.


Use our Visa Debit Card and we'll pay the fee!* 

As a Wayne Bank Visa® Debit/ATM card holder you will enjoy the convenience of access to over 370,000 ATM’s from coast to coast!  Unlike other banks that limit you to using their ATM’s to avoid a surcharge fee, Wayne Bank invites you to use any ATM anywhere in the U.S. (Visa®,Plus, Accel networks) and we will refund your surcharge fee.  *Some restrictions apply


Learn about our Mobile Wallet Options - Click Here


What is a Visa®  Debit card, and how is it different from a Visa®  credit card?

A Visa®  Debit card is a type of debit card that looks like a credit card, but acts like a check because the purchase amount is deducted from your checking account. With your Visa Debit card you can make purchases with your card anywhere Visa®  is accepted.

Since Visa®  Debit card purchases are automatically deducted from your account, there's no interest for you to pay. Your monthly statement will provide you with a record of all of your transactions.

Unlike a Visa®  credit card, your Visa®  debit card may also be used to withdraw cash from your accounts. This can be done using your personal identification number (PIN) to request cash back when making a purchase. You can also use your check card to withdraw cash from ATM's.

Can I choose my own PIN number?

Yes.  When you receive your card there will be an 800 number listed on a label attached to the card.  You will call to activate your card and create your PIN.   Please note, Wayne Bank does not have access to your PIN number, thus, it is vital that you remember your PIN number or keep it written in a safe place. If you forget your PIN or want to change your existing PIN you can call the 800 number to create a new PIN at anytime.

Is using a debit card a safe way to make purchases?

Using your Visa® Debit card for purchases is actually safer than using cash or checks. Visa®  offers cardholders Zero Liability in cases of card fraud, theft or unauthorized purchases when used in signature based transactions. Additionally, when cardholders sign for purchases they are covered by dispute resolution protection in case there is something wrong with a purchase—something cash or checks can't offer.  Click here to learn about our new Chip Cards.

Click here for tips on Preventing Debit/Credit Card FraudTo report a debit card lost/stolen after business hours please call (800) 554-8969
If international, call collect, (614) 564-5101

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