Welcome to WB4, our virtual branch!


Business Checking Accounts

We’re delighted you chose us to be your bank! As our thanks to you, we’ll give you a FREE gift and up to $10 for your debit cards and unused checks from your old account when you open a new account! Tell-A-Friend about Wayne Bank and you’ll both get a FREE gift!

Click here to view the full brochure.

Savings Accounts


A savings account that requires no minimum balance to earn interest (paid quarterly). You must deposit a minimum balance of $50 to open this account.  You must maintain an average daily balance of $100 to avoid a $5 monthly service charge.

Money Market Accounts

Business Silver Eagle

A Money Market Savings Account developed to compete with mutual funds and passbook accounts at other banks. The advantages are that the customer has daily access to their funds, and that the rate will adjust as the market rates adjust. This is ideal for the customer who is unsure of tying their money up in a Certificate of Deposit but still wants to take advantage of future interest rate increases.  You must deposit $50 to open this account.  If the balance falls below the $500 minimum anytime during the month, a fee of $11 will be assessed. The rate change is effective the first business day of each month. Six checks may be written on the account each month, a $5 per item charge will be assessed for any after that. Unlimited withdrawals may be made by mail, telephone or in person.


Click here for Money Market account rates

Certificates of Deposit

Wayne Bank and Trust Co. offers a variety of Certificate of Deposit terms. They range from 91 days to 5 years. You must deposit a minimum of $1,000 to open a CD.

Other Services

  • Fax Service
  • Notary Service
  • Safe Deposit Boxes - Your valuables and important papers can be safe and secure from fire, theft and prying eyes. We have several sizes of boxes available to best suit your needs and budget.