Welcome to WB4, our virtual branch!

About Us

Mark SoukupA Family Owned Community Bank

Our Mission:

The mission of this bank is to profitably deliver a high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter. 

About Us

Wayne Bank is a full service provider of financial vehicles as well as personal checking and savings accounts and business banking accounts. We provide everything you need to plan for a financially sound future and grow your money through every stage of life. Our team of dedicated banking professionals is happy to meet with you one-on-one and give you valuable financial solutions.  For over 135 years Wayne Bank has been a dependable locally owned and operated bank in the Wayne County, IN area. Our dedication to serving the community and providing our clients with unparalleled customer service has never wavered in our many years of business.

Wayne Bank is truly devoted to our customers. We will take the time to get to know you and collaborate with you to create a financial plan that makes sense for your unique situation. From making sure you get the best interest rate available from your money market account to helping you choose between a Traditional IRA and a Roth IRA our team at Wayne Bank and Trust Company wants you to think of us as your personal banking advisors.

In addition to offering a wide range of deposit services and personal loans your friendly neighborhood bank gives our customers access to all the high-tech amenities and conveniences of a large national banking institution. Convenient tools like our state of the art online and mobile banking make it easy to manage all of your personal and business accounts in one place. 

Our History

In 1882, on the southwest corner of Foote and Main streets in Cambridge City, a privately owned, unincorporated bank known as "WESTERN WAYNE BANK" opened for business. It was founded by Abiram Boyd and James Alonzo Boyd (father and son) and sons-in-law John K. Smith and Lewis T. Bond.

Abiram served as the bank's president until his death in 1885, at which time his son James A. Boyd became the bank's president.

In 1885 the bank moved to 118 W. Main St. in Cambridge City. This building contained the residence of Abiram and a commercial room on the east side to accommodate the bank

In 1907 "WESTERN WAYNE BANK" became "THE WAYNE NATIONAL BANK" (CHARTER 8871). The purpose of this change was to provide enhanced service and protection for the Bank's depositors. Officers included John K. Smith, President; James A. Boyd, Vice President; Bert Wilson, Vice President.

On March 7, 1910 "THE WAYNE TRUST COMPANY" was formed in connection with THE WAYNE NATIONAL BANK. Both institutions were located in the same building at 118 W. Main St.

In 1927 John K. Smith passed away and Abiram (Bi) Boyd, a son of James A. Boyd, was named the bank's new president.

In 1954 Abiram (Bi) Boyd resigned after serving as President for 27 years sold his interest in the bank to Alonzo Hernly Boyd, Sr., (Grandson of James A. Boyd) who was then elected President.

In 1968 A. Hernly Boyd, Sr. relinquished the presidency to his son, Alonzo H. Boyd, Jr. (the 5th generation).

In 1975 THE WAYNE TRUST COMPANY changed its name to WAYNE BANK and TRUST CO.

In 1981 the first branch was opened in the Gateway Shopping Center in Richmond, Indiana, and remains there today at 4403 E. National Rd.

In 1983 a second office WAYTRU PLAZA was opened in Richmond, located at 500 South 'A' Street.

In late 2010, Alonzo H. Boyd passed away and Roger Kem was named President and CEO.

In 2012, WAYNE BANK AND TRUST CO. celebrated 130 years as a locally owned and operated bank.

In July 2013, Roger Kem retired after 39 years of service with the bank. Mark Soukup took over as President and CEO.

In 2017, Wayne Bank turned 135.  We are still owned by the same family that started our bank in Cambridge City in 1882!  The bank revealed a new logo and started renovations of the Cambridge City office.