Wayne Bank and Trust Co.
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Personal Banking

*ATM SERVICE FROM COAST TO COAST!

As a Wayne Bank Visa® Check/ATM card holder you will enjoy the convenience of access to over 370,000 ATM’s from coast to coast!

Unlike other banks that limit you to using their ATM’s to avoid a surcharge fee, Wayne Bank invites you to use any ATM anywhere in the U.S.  (Visa®,Plus, Star networks) and we will refund your surcharge fee.

Here’s how it works:

  • Use your Wayne Bank ATM/debit card at any ATM.
  • If you are not using a Wayne Bank ATM you will still be charged a fee upon your withdrawal.  When prompted, simply indicate that you agree to pay the fee, as you normally would.  Your receipt will indicate the fee that you have been charged in addition to your cash withdrawal (normally the fee is $1.50 - $2.00 depending on the ATM you use.)
  • Our system will automatically process the fee you have been charged and immediately refund that fee to your account according to the following limitations:
    • Advantage and Golden Eagle accounts
      A refund of up to $8 per card, per month
    • Premium checking accounts
      A refund of up to $16 per card, per month
    • Simply Free checking accounts are not eligible for this service

Please note that once your account has reached the above limits in a calendar month, any additional ATM fees for that month will not be refunded.  As always, there is never a fee for using a Wayne Bank ATM.

It’s that simple and provides you with access to over 370,000 ATM’s from coast to coast (Ours + Theirs = YOURS).  As long as you have a Wayne Bank ATM/debit card, you can begin using this great service!

It is our goal to provide the best and most convenient services to our customers as possible.  We hope that you find this new service to be beneficial. Please feel free to let us know if you have any questions.

*This program is not applicable to business accounts.