Loans
Business Loans
At WAYNE BANK AND TRUST CO. we are known as "The Small Business Professionals" where YOUR SMALL BUSINESS IS OUR BUSINESS. We have a wide variety of loan products to meet your business needs:
- Working Capital Loans
- Lines of Credit
- Term Loans
- Equipment purchases
- Expansion/Remodeling
- Commercial real estate
- Capital needs
- Permanent working capital
- Leasehold improvements
- New business start-up
- SBA/ISDCDC Loans
Our commercial loan officers work closely with the Small Business Administration (SBA) and Indiana Statewide Certified Development Corporation (ISCDC) to provide favorable long-term financing for businesses of all sizes.- 7 (a)
- Express and Community Express
- 504
- IN Capital Access Program (CAP)
This program allows us to consider loans that may not meet conventional lending requirements. - US Dept. of Agriculture (USDA) Business and Industry Loans
Loans to create and maintain business growth in rural communities.
For more information, contact one of our Small Business Professionals

